The Bank of Russia is set to enhance its supervisory assessment tools for evaluating banks, particularly their economic situation. The regulator aims to adjust the current assessment method significantly to rank banks by risk level with greater accuracy. This new approach, which is more sensitive to risk, will form the basis for dialogue between the Bank of Russia and banks’ senior management. It will also help establish a framework for calculating differentiated insurance contribution rates to the Compulsory Deposit Insurance Fund in the future.
The proposed method will consider existing supervisory assessment practices, specific features of the Russian banking system, and best foreign practices in assigning supervisory ratings to credit institutions. The Bank of Russia intends to develop this regulatory framework from 2025 to 2027, aiming for implementation as early as 2027–2028.
Details are available in the consultation paper “Changing the Approach to Assessing Banks’ Economic Situation.” Comments on this consultation paper can be submitted to the Bank of Russia until August 1, 2025. This topic will also be discussed at the Financial Congress of the Bank of Russia in St Petersburg from July 2-4, 2025.
