The Bank of Russia has released the results of its April 2025 monitoring of maximum interest rates on deposits in Russian rubles from the ten leading credit institutions. These institutions attract the largest volume of household deposits. The first ten days of April saw these rates reach 20.05%.
The results, along with the changes, are accessible on the Bank of Russia website. The data provides average maximum interest rates on deposits by maturity for reference. These calculations exclude deposits for special client categories, compound interest rates, and deposits with additional conditions or varying maturity periods.
The average maximum interest rate is determined as an arithmetic mean of the maximum interest rates of the top ten credit institutions. This monitoring was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia. The published value is intended to be indicative.
The credit institutions included in this monitoring are Sberbank, VTB Bank (PJSC), Bank GPB (JSC), AO ALFA-BANK, JSC Rosselkhozbank, JSC Post Bank, CREDIT BANK OF MOSCOW, TBank, Promsvyazbank PJSC, and PJSC Sovcombank.
Additionally, the average maximum interest rates on deposits are available as follows: for up to 90 days, the rate is 18.84%; for 91 to 180 days, it is 19.49%; for 181 days to one year, the rate is 19.37%; and for over one year, it stands at 17.81%.
Data and references to the official websites of these institutions were utilized for this monitoring. Those who use this material are required to reference the Press Service.
