The Bank of Russia has published the results of its monitoring of maximum interest rates on ruble deposits offered by the country’s ten largest credit institutions for September 2025. According to the report, the average maximum interest rate was 15.59% during the first ten days of September, 15.56% in the second ten days, and 15.55% in the final period.
The data reflect deposit products available to all clients without special conditions or limitations, excluding offers aimed at specific groups such as pensioners or children, and products with combined investment requirements or varying maturity periods. The calculation method uses an arithmetic mean based on rates provided by Sberbank, VTB Bank (PJSC), Bank GPB (JSC), AO ALFA-BANK, JSC Rosselkhozbank, Joint Stock Company Bank DOM.RF, CREDIT BANK OF MOSCOW, TBank, Promsvyazbank PJSC, and PJSC Sovcombank.
For reference, average maximum interest rates by deposit maturity were reported as follows: up to 90 days at 14.95%, from 91 to 180 days also at 14.95%, from 181 days to one year at 14.02%, and over one year at 12.18%.
More detailed information about changes in these indicators is available on the Bank of Russia website.
“The published values are indicative,” according to a statement from the Department of Banking Regulation and Analytics of the Bank of Russia.
03.10.2025
