The Bank of Russia has released the results for February 2025 concerning the monitoring of maximum interest rates on deposits in Russian rubles. This analysis covers the top ten credit institutions that attract the largest volume of household deposits.
For the first ten days of February, the maximum interest rate recorded was 21.44%. Detailed information regarding changes in these monitoring results can be accessed on the Bank of Russia’s website.
The data includes average maximum interest rates categorized by deposit maturity periods: up to 90 days at 19.68%, from 91 to 180 days at 20.61%, from 181 days to one year at 21.21%, and over one year at 19.36%.
The methodology for determining these rates involves considering only those interest rates available to any client without limitations or preliminary conditions, excluding special categories like pensioners or children, as well as compound and conditional interest rates.
The calculation of average maximum interest rates is an arithmetic mean derived from the top ten credit institutions’ highest rates. These institutions include Sberbank, VTB Bank (PJSC), Bank GPB (JSC), AO ALFA-BANK, JSC Rosselkhozbank, JSC Post Bank, CREDIT BANK OF MOSCOW, TBank, Promsvyazbank PJSC, and PJSC Sovcombank.
This monitoring effort was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia using information provided by these banks’ websites. The published values are indicative.
