The Bank of Russia has released the results of its monitoring of maximum interest rates on deposits in Russian rubles for July 2025. The focus was on the top 10 credit institutions that attract the largest amount of household deposits. During the first ten days of July, the maximum interest rate was recorded at 17.91%.
The data concerning changes in monitoring results can be accessed on the Bank of Russia’s website. Additionally, average maximum interest rates by deposit maturity are provided for reference.
The calculation of maximum interest rates considers only those available to any client without limitations or preliminary conditions. Special categories and compound interest rates are excluded from this scope, as well as combined deposit products with additional conditions.
The average maximum interest rate is determined as an arithmetic mean from these top 10 credit institutions: Sberbank, VTB Bank (PJSC), Bank GPB (JSC), AO ALFA-BANK, JSC Rosselkhozbank, JSC DOM.RF, CREDIT BANK OF MOSCOW, TBank, Promsvyazbank PJSC, and PJSC Sovcombank. This monitoring was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia using information from these institutions’ websites.
For reference, average maximum interest rates on deposits are listed as follows: up to 90 days — 17.22%; for 91 to 180 days — 17.39%; for 181 days to one year — 16.93%; and for over one year — 15.08%.
“Data on changes in monitoring results are available on the Bank of Russia website.”
“The published values are indicative.”
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