The Bank of Russia has released the results of its monitoring of maximum interest rates on ruble deposits for the first ten days of October 2025. According to the data, the average maximum interest rate offered by the top 10 Russian credit institutions was 15.46%.
The monitoring focuses on deposits available to any client without limitations or preliminary conditions, excluding those for special categories such as pensioners or children, as well as deposits with compound interest, special conditions, or combined products that require additional actions like purchasing investment units or opening investment accounts.
The average maximum interest rate is calculated as the arithmetic mean of the highest rates offered by these top 10 banks. The institutions included in this monitoring are Sberbank, VTB Bank, Bank GPB, Alfa-Bank, Rosselkhozbank, DOM.RF, Credit Bank of Moscow, TBank, Promsvyazbank, and Sovcombank.
Reference data provided by the Bank of Russia indicates that average maximum interest rates vary depending on deposit maturity: up to 90 days – 14.89%; from 91 to 180 days – 14.90%; from 181 days to one year – 14.02%; and for over one year – 12.18%. More detailed information on changes in monitoring results is available on the Bank of Russia website.
A representative from the Bank of Russia stated that “the published value is indicative.”
The monitoring was conducted by the Department of Banking Regulation and Analytics at the Bank of Russia using publicly available information from the banks’ websites.
The Bank of Russia requests that any use of this material includes a reference to its Press Service.
