The monitoring of maximum interest rates on Russian ruble deposits for April 2025 by the Bank of Russia reveals the following: for the first 10 days, the rate was 20.05%, and for the second 10 days, it slightly decreased to 20.04%. This information pertains to the top 10 credit institutions that attract the largest amount of household deposits.
The Bank of Russia specifies that these maximum interest rates concern deposits available without limitations and preliminary conditions. Deposits that cater to specific client categories or have additional requirements for higher interest accrual are excluded.
The average maximum interest rate is calculated using an arithmetic mean of the reported rates from these top 10 credit institutions. For reference, average maximum interest rates by the deposit maturity period are also provided: up to 90 days at 18.58%, 91 to 180 days at 19.22%, 181 days to one year at 19.41%, and over one year at 17.91%.
The institutions involved in this monitoring include Sberbank, VTB Bank, Bank GPB, AO ALFA-BANK, JSC Rosselkhozbank, JSC Post Bank, CREDIT BANK OF MOSCOW, TBank, Promsvyazbank PJSC, and PJSC Sovcombank. The Department of Banking Regulation and Analytics of the Bank of Russia conducted the monitoring using information from these banks’ websites. All values published are considered indicative.
Further information and changes in the monitoring results can be accessed on the Bank of Russia’s website. The documentation is provided for those who cite this material, and a reference to the Press Service is mandatory for its use.
