The Bank of Russia released the March 2025 monitoring results of maximum interest rates on Russian ruble deposits from the top ten credit institutions. The maximum rates were recorded as follows: 20.74% in the first ten days of March, 20.38% in the second ten days, and 20.28% in the last segment of the month. These rates were observed without taking into account deposits for special client categories or those with compound interest and additional conditions.
The participating institutions in this monitoring include Sberbank, VTB Bank, Bank GPB, AO ALFA-BANK, JSC Rosselkhozbank, JSC Post Bank, CREDIT BANK OF MOSCOW, Tinkoff Bank, Promsvyazbank, and PJSC Sovcombank. The evaluation was carried out by the Department of Banking Regulation and Analytics of the Bank of Russia, based on information provided by these banks.
Average maximum interest rates by maturity are available for reference. For deposits up to 90 days, the rate was 19.12%; for those ranging from 91 to 180 days, it was 19.59%; deposits for 181 days up to one year accrued at 19.54%; and for those over one year, the rate was 17.68%. This data is presented on the Bank of Russia’s website.
The arithmetic mean of the maximum interest rates of the top ten credit institutions determined the average maximum interest rate. These published values are considered indicative.
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