The Bank of Russia has released the March 2025 figures for the maximum interest rates on deposits in Russian rubles from the top 10 credit institutions attracting the largest household deposits. During the first 10 days of March, the maximum interest rate was recorded at 20.74%, slightly decreasing to 20.38% in the second 10 days of the month.
For those interested in further details, data reflecting changes in these monitoring results can be found on the Bank of Russia's website. Additionally, reference data on average maximum interest rates by deposit maturity are available.
This monitoring process takes into account only the maximum interest rates available to any client without limitations or preliminary conditions. Certain deposits, such as those for specific client categories or purposes and combined deposit products with additional conditions, are excluded from consideration. The calculation of the average maximum interest rate is based on an arithmetic mean of the maximum interest rates from the listed financial institutions.
The monitoring identified the following institutions: Sberbank, VTB Bank (PJSC), Bank GPB (JSC), AO ALFA-BANK, JSC Rosselkhozbank, JSC Post Bank, CREDIT BANK OF MOSCOW, TBank, Promsvyazbank PJSC, and PJSC Sovcombank. This analysis was conducted by the Bank of Russia's Department of Banking Regulation and Analytics, utilizing data from the institutions' websites. The published values should be viewed as indicative.
For those seeking specifics on average maximum interest rates by maturity, the data is as follows: deposits up to 90 days carry an average rate of 19.22%; for 91 to 180 days, it is 19.66%; for 181 days to one year, the rate is 19.64%; and for periods exceeding one year, the average rate is 17.90%.
Interested parties are advised that if they choose to use this material, a reference to the Press Service is required.