Nearly 92% of individuals who opted for a self-ban in the first month after the option became available chose to ban themselves completely from obtaining loans and microloans from banks and microfinance organizations (MFOs), both in-person and online. This data comes from the Bank of Russia based on information from credit history bureaus.
Of those who set a self-ban, 44% have no current loan or microloan agreements, and 26% have never engaged in such agreements. Additionally, less than 1% of those who self-banned only had outstanding microloans from MFOs.
The highest number of self-bans were recorded among residents of Moscow and the Moscow Region, accounting for over 19% of those utilizing this option in Russia. Saint Petersburg followed with more than 5%, and the Rostov and Sverdlovsk Regions, the Republic of Bashkortostan, and the Krasnodar Territory each had over 3%.
In the first month of the initiative's launch, more than 8.1 million people utilized the new anti-fraud mechanism, indicating its high demand. A detailed profile of individuals who set a self-ban during this period is available on the Bank of Russia website.