The Bank of Russia has released the results of its monitoring of maximum interest rates on deposits in Russian rubles for June 2025. The data covers the top ten credit institutions that attract the largest amount of household deposits.
For the first ten days of June, the maximum interest rate was recorded at 18.87%. This figure slightly decreased to 18.40% during the second ten days and further dropped to 18.32% in the final ten days of June.
Information regarding changes in these monitoring results can be accessed on the Bank of Russia's website. Additionally, average maximum interest rates by deposit maturity are provided for reference.
The methodology for determining the maximum interest rate includes only those available to any client without limitations or preliminary conditions. Deposits for special categories such as pensioners or children, compound interest rates, and combined deposit products with additional conditions are excluded from this scope.
The arithmetic mean of these rates is calculated from the top ten credit institutions: Sberbank, VTB Bank (PJSC), Bank GPB (JSC), AO ALFA-BANK, JSC Rosselkhozbank, JSC DOM.RF, CREDIT BANK OF MOSCOW, TBank, Promsvyazbank PJSC, and PJSC Sovcombank. The Department of Banking Regulation and Analytics conducted this monitoring using information from these institutions' websites.
Average maximum interest rates on deposits by maturity are also provided: up to 90 days at 17.34%, from 91 to 180 days at 17.85%, from 181 days to one year at 17.41%, and over one year at 15.76%.
The use of this material requires a reference to the Press Service.