The Bank of Russia has released the results of its August 2025 monitoring of maximum interest rates on ruble deposits offered by the country’s ten largest credit institutions. According to the data, during the first ten days of August, the average maximum interest rate stood at 15.96%.
This monitoring covers deposits available to all clients without restrictions or preliminary conditions, excluding those designed for specific groups such as pensioners or children, and omitting compound interest products or accounts with additional requirements like regular card turnover or investment purchases.
The list of banks included in this analysis features Sberbank, VTB Bank (PJSC), Bank GPB (JSC), AO ALFA-BANK, JSC Rosselkhozbank, Joint Stock Company Bank DOM.RF, CREDIT BANK OF MOSCOW, TBank, Promsvyazbank PJSC, and PJSC Sovcombank. The Department of Banking Regulation and Analytics at the Bank of Russia conducted this monitoring using publicly available information from these banks’ websites. The published value is indicative.
Average maximum interest rates by deposit maturity were also reported: up to 90 days at 15.48%, from 91 to 180 days at 15.52%, from 181 days to one year at 14.59%, and over one year at 13.25%. Further details on changes in monitoring results can be found on the Bank of Russia website.
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